Home Affordable Refinance Program

I’m Andrew Hahn the President of Capital Advantage Mortgage; I specialize in Refinancing in Colorado as well as Denver Refinancing and the entire Front Range. Visit the Refinance adviser page of my business website

The Home Affordable Refinance Program (HARP) is designed to assist homeowners in refinancing their mortgages – even if they owe more than the home’s current value. This is a great program for those looking to refinance in Colorado, Denver and the front range, providing very low rates.
The primary expectation for Home Affordable Refinance is that refinancing will put responsible borrowers in a better position by reducing their monthly principal and interest payments or moving them from a more risky loan structure (such as interest-only or short-term ARM) to a more stable product (such as a fixed-rate mortgage). This program allows you to qualify for the lower rates and does not punish you for credit score as do other loan programs. One of the many benefits of this loan program is that if you do not currently have mortgage insurance you well not need to get mortgage insurance if you go over 80% LTV. DON’T Miss out on today’s low rates and don’t wait as rates are starting to go up. If you are considering a refinance now is the Time. In order to qualify for this loan it must be a Fannie Mae or Freddie Mac loan. Call me or email me and I’ll help you find out if you qualify for this program. When considering a refinance in Denver or anywhere in Colorado for a free mortgage analysis contact me Andrew Hahn for personalized and professional service. I’ll be able to go over all your options to obtaining the best mortgage program with the most competitive rates the market has to offer. Please CLICK HERE to fill out a secure online application or if you would prefer call me and we can discuss your loan Andrew Hahn 303-331-8040

Andrew Hahn has over 18 years in the mortgage industry specializing in Mortgage Refinance in Denver and the State of Colorado. I am Licensed, Bonded and Insured in the State of Colorado. Although my primary Business in Colorado the information I provide can help all: My office is in Commerce City Colorado I’m a small independent mortgage broker, I specialize in refinancing in Colorado, this allows me to focus on the rules and guidelines that are specific to our State of Colorado.

Is it going to be an upset?

Can we (The broncos) do to Indianapolis Colts what Cleveland did to Pittsburgh? Sure why not, well Pittsburgh is fallen apart right after we made’um good. I don’t think I would bet on this one, we have beat them before and it just feels like it could be time again; as long as we play like a team having fun. we can do it. Good Luck Broncos time to shine

Thats More Like It

COMMERCE CITY REFINANCE

OK then thats more like it, although the faith started to waiver a bit we know they have it in’um woo-hoo. Next they play Kansas and they seem to always be tuff when playing the Broncos although this year they really stink. Always fun but a lot more fun when we win. I’m thinking that we got the best end of the Cutler/Orton trade. Maybe Orton has found a breath of fresh air here and our team cam keep playing as a TEAM.

With that said I hope everyone had a great Thanksgiving and for those of you that are brave enough to get out and shop today heres to you i hope you get those great deals, I’m not brave enough to veture out to brave the crouds.

Have a wonderful day and remember if you ever need assistence with a refinace or as purchase give me a call or visit my business website

Capital Advantage

DENVER REFINANCE

So this is how it’s going to go

At this point I think it might be more fun fun to talk about the Mortgage business. Well as the Broncos keep going down so do the interest rates. When considering a Denver Refinance or purchase visit my website CapitalAdvantageMortgage.com I haven’t been asked to help the Broncos (YET) but I can help you If your considering Purchasing a Property anywhere in Colorado or the Denver Metro Area. If you would like more infomation on Mortgage Programs Visit one of my Blog site Denver-Refinance.com Well you all have a great thanksgiving

We’ll see if the Broncos can turn this around

Let hear from you

Where did the Broncos Go?

Well one thing about the broncos that hasn’t changed yet, and that they have always had the ability to make the good teams look bad and the bad teams look good and that was proven again this past week end. We should have beat Washington handily, regained some confidence  and got back on track. But nooooooo we were beat and out played. Never thought I would worry about Orton going out he has in the past been streaky as it was in Chicago. But Chris Simms call your dad get some help, your paid to be ready to play; you nothing less than horribleand or is it the game plan to throw the 2 and 3 yard pass (although I thought our two down the field passes worked out quite nicely) as it is the San Diego game has me worried do we continue the downward spiral; San Diegos hot and we’re not. This game well show the true character of this team. Lets hope we pull it out look good and win, not barely, not by luck, but go in and play and look like the better team. Then the giants should be another game not easy but we should look like the better team. O’well better stick to one game at a time.

Go Broncos lets see what you’re made of.

By the way mortgage rates are looking pretty good. to get a qoute CLICK HERE

What about those Broncos

Whelp, they didn’t bounce back from the Ravens very well. They had’em in the first half too, they even held em after Ortons poor throw. This is or has been the problem with Orton he gets streaky; the question is, is this the new trend or can he shake it off and improve. It’s apparent he can’t throw down field, it’s not even in the game plan, but ya know I can live with it as long as they keep try to win. And that’s what really ticks me off whats with the put your tail between your legs and run the clock out at the half. It’s that absolute waste of an opportunity to TRY to get some type of score. They were even starting to move it down the field, and at the end of the game it just felt like they were beat so why keep trying. Now we have to see which team plays next week; the team that looked like they could go toe to toe and beat anybody? the team that just looked like they were having a good time? or the mediocre team that’s just lucky to be where they are at this point in the season. Is Washington Redskin game going to be a relatively easy regain our confidence type of game OR is it going to be a struggle to just barely win or worse. This game would have set the stage to rise to the top and prove most wrong and be a contender. Now the I told you so types are starting to out. Well we do know that they are going to win at least 6 games this season.

Here’s to hoping they get back to having fun again

Underwater with your Mortgage Loan to Value?

BC 2004 011

Andrew Hahn is a Colorado mortgage broker       located in Commerce City Colorado on the north edge of Denver who specializes in Colorado refinancing. Denver Refinance Andrew Hahn

Even in this market there are a couple loan programs that could to help you.  First these programs are either Fannie Mae or Freddie Mac loan programs that are designed to replace an existing loan that is already owned by them.  So the first and most important bit of information you need to know is who owns your loan.  The company you make your loan payment to is a servicer not necessarily the entity that owns your loan. The easiest way to find out who owns your loan is to call me and I’ll help or call the servicer and ask them if your loan is owned by Fannie Mae or Freddie Mac, if your loan IS owned by one of these agencies your one step closer to being able to take advantage of today’s low rates.  If your loan isn’t then at this time there is no loan program that allows you to refinance at the Loan to Values that the programs I’m going to talk about do. These programs take into consideration the declines in property Value and let you refinance at up to 125% Loan to value. This means that if your loan is $312,500.00 and NOW because of the declining market you property only well appraise at $250,000.00 you can still refinance your loan at today’s rates.  There are interest rate adjustments but rates are still pretty darn good. The best way to figure out if this loan program can save you money is to email me or give me a call and we can run some comparisons to see if this works for you.  This loan program can extremely helpful if you want to change from an ARM type loan or from an interest only loan and replace it with a new 30 fixed rate loan.  This program allows for up to 125% loan to value on the first mortgage. Even if you have a second mortgage you can still refinance with the condition the second mortgage subordinates to the new first mortgage. If you want help to see if you can qualify for these loan programs, contact me and I’ll help you. I’ll help you find out if your loan is eligible for this program and run loan comparisons to evaluate the benefit’s. If you would like you can CLICK HERE and go to my website and fill out a secure loan application and I can start working on it right away.

Finally a loan program that helps even if your property value is less than what you owe .DENVER REFINANCE ANDREW HAHN

Have a great day

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Andrew Hahn is a full service Mortgage Broker

Andrew Hahn, Colorado’s Premier Mortgage Lender is providing low interest rates with superior customer service. ANDREW HAHN DENVER REFINANCE

Capital Advantage LLC. is a full service Colorado Mortgage Broker providing personalized service in Denver, Boulder, Commerce City and the entire Front Range. Andrew Hahn president of Capital Advantage represents many Lending Institutions enabling me to offer a wide range of Mortgage Loan Programs in order to meet all your borrowing needs, whether you are a first time home buyer or would like to evaluate refinancing your home, Capital Advantage has a mortgage loan program to meet your needs. Capital Advantage is proud to provide borrowers with the most competitive low interest rates that the market has to offer. DENVER REFINANCE

As a Colorado mortgage broker I have access to the mortgage loan programs from many different lending institutions. This allows me to offer every type of mortgage loan program from Jumbo loans to First Time Home Buyers Second Homes and Investment Property Loans. COLORADO REFINANCE

Please feel free to contact Andrew Hahn your Colorado Refinance specialist with your loan request and let my 18 years of experience help you achieve your Real Estate Financing goals and needs. ANDREW HAHN COMMERCE CITY

Andrew Hahn

My header picture and those other pics

Over the past handful of years I’ve been fortunate to be able to go fishing up in British Columbia with a group of great people.  A couple of years ago I landed that big halibut, all 145 pounds worth; took me about 45 min to bring him in. As you might be able to tell I like to fish. I’ve created this website to help communicate with friends and family as well as to introduce myself to others  those of you who may be considering doing business with me.  As I develope personal website I’ll be able to include photos from some of my other interests. I also am a licensed fireworks display operator and should be able to include photos from some of the shows I work.  Over the past 4 plus years I have been working with Zambelli Fireworks. We put together all the fireworks for the Colorado Rockies. I’m also a big fan of the Broncos, Avalanche and the Nuggets, from time to time I’ll blog on about how my favorite teams are doing. I’ll work on keeping it interesting. Now it’s always more fun to have interaction so please shoot me your questions and comments. Have a great day and I look forward to hearing from you.

P.S. to visit my Mortgage company website CLICK HERE

Hello world!

Hello World this is a chance to show off some pictures and do a little chatting. I’ll keep updating my site here as I get the time. In the mean time have a great day.